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Visa Cards
Cards offered by Bank of Baghdad from Visa, a comprehensive set of features to meet your requirements.

Types and benefits of BOB’s cards:

Ensuring card acceptance and successful transactions:
  1. Ensure that the ATM you are using has the Visa logo.
  2. Make sure you enter the correct PIN; the card will be blocked after three incorrect attempts, requiring the cardholder to contact the bank to reset the PIN.
  3. Ensure there is sufficient balance in the card account before making any withdrawals or purchases.
  4. Verify that the card account is not dormant or closed.
  5. Make sure that each single withdrawal does not exceed the withdrawal limit.
  6. Ensure that your total daily withdrawals do not exceed the maximum daily withdrawal limit.
  7. Ensure that your total daily purchases do not exceed the maximum daily purchase limit.
Safe Use of Cards:
  1. Do not allow any party to copy or collect your card details, and do not use the card as an identification document or for purposes other than those for which it was issued.
  2. Do not store your PIN in your wallet or on the card.
  3. Regularly check your card to ensure it is in your possession and never leave it unattended.
  4. When making purchases at point-of-sale terminals, check the details on the receipt and compare them with the transactions deducted from your account.
  5. When using an ATM, ensure that no one can see your PIN and verify the cash amount dispensed by the machine.
  6. Do not share your card details with any suspicious entities or websites, and do not respond to SMS messages, emails, or phone calls requesting card information.
  7. For online shopping, use only secure personal devices and private Wi-Fi connections.
  8. Always ensure that your connection to the website you are purchasing from is secure by checking for the lock symbol in the browser’s URL field or ensuring the address begins with "https" instead of "http," while remaining cautious, as cybercriminals can obtain legitimate security certificates.
  9. Regularly check the bank account linked to your card (via internet and mobile banking services), and if you notice any suspicious activity, immediately block your card.
  10. Block your card in any of the following cases: loss, theft, unauthorized transactions, suspicion of fraudulent activity, or if the ATM retains your card and does not immediately return it.
Card Deactivation:
  1. You can deactivate (block) and reactivate your card anytime, anywhere through Bank of Baghdad’s mobile banking App, based on your daily needs and personal discretion.
  2. You can also call the following numbers to deactivate your card:
    • 24/7 Service: Call the following number: 00964 773 928 3002
    • During official working hours: Call the numbers below or contact the bank via email: 00964 773 928 3002
      customer.care@bankofbaghdad.com.iq
Applying for a Card:
To apply for a card, simply email the bank at the above address or contact your branch. The Bank of Baghdad’s terms and conditions apply.
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