The IBAN :- It is an internationally agreed upon international bank account number that was established for the purpose of identifying external account numbers (International bank account number) with the aim of sending and receiving external and internal bank transfers between banks on these accounts. The number begins with two letters symbolizing the country, followed by two numbers, followed by a number of numbers and letters. It may reach 35 letters and numbers, including the beneficiary’s account number and the branch number, but in Iraq it consists of 23 digits, knowing that this number does not replace the local bank account number.